Return of Reckoning

So after a veeeerrryyy long hiatus I decided to reinstall this to see what all has changed. However after installing I see all my characters are there, great. I click my rank 40 zealot, i have gear on him he is not naked. I get into the game, all of his clothes are gone, he has weapons/offhand and jewelry still though, what happened?

I checked my 40 BO and his gear is all still there, I didn't have time to poke around more so I don't know if it happened to anyone else. Any help is greatly appreciated!

Hey,

first, don't panic!
You can check the other vaults first (new and old capital cities).
If you can't find it there, then make sure your bag is empty and wait for the next proper server restart.